How to Buy Things Online Safely 

There are several reasonable reasons to shop online. There are deals to be had. The variety is incredible. The transaction is secure. Shipping is speedy. Even returns are simple with the best online retailers. Consumers have never had an easier or more convenient time shopping.  

What about scammers and cyber criminals? According to the Internet Crime Complaint Center (IC3) of the FBI, the most common cybercrime in 50% of the 50 states in 2019 involved online shopping, specifically non-payment for or non-delivery of products purchased. 

This article will provide tips on locating a product online and completing a transaction securely. 

Buy From Well-Known Websites 

Start with a reputable and safe online shopping site like Productos Uruguayos Online. Search results can be manipulated to mislead you, particularly after you’ve perused the first few pages of links. If you are familiar with the website, it is less likely to be fraudulent. Everyone knows that Amazon.com sells almost everything under the sun; similarly, virtually every big retailer has an online store, including Target, Best Buy, and Home Depot. Be wary of misspellings and websites with a different top-level domain (for example, .net, instead of.com) — these are the oldest scams in the book.  

Watch For The Lock 

Never use your credit card to purchase on a website that does not have SSL (secure sockets layer) encryption enabled. If a website supports SSL, the URL will begin with HTTPS rather than HTTP. Depending on your browser, a padlock icon will show above the URL or in the status bar. Even non-shopping websites now use HTTPS, to the extent that Google Chrome alerts any page lacking the extra S as “not secure.” Therefore, a website lacking it should stick out even more. 

Never Overshare 

No online retailer requires your full birth date or Social Security number to conduct business. However, if criminals have them and your credit card number, you can experience significant financial harm. The more information fraudsters have, the simpler it is to steal your identity. When feasible, include as little personal information as possible.  

Create Robust Passwords And 2FA 

Pick uncrackable passwords. It has never been more crucial while banking and purchasing online. Even a perfect password is not flawless. Use a password manager to generate uncrackable passwords on your behalf. No need to keep track of them or enter them separately because the system will do it for you. 

Two-factor authorization (2FA) is a security measure many banks and online platforms are implementing to make online shopping safer. This implies an additional layer of protection at online checkouts will require you to verify your identity with the second verification method before the transaction can be completed. 

The most prevalent two-factor authentication is a one-time code given to the account’s phone number via text message. But it can also entail answering a security question, using your mobile banking app, or scanning your finger. You should use an e-money service like PayPal so you don’t hand out your credit card information. 

Protect Your Wi-Fi 

Ensure that your internet connection is protected. Avoid using the free wifi at coffee shops, malls, and other public locations to: 

  • Shop online,  
  • Internet banking,  
  • Emailing sensitive information. 

Public Wi-Fi is often insecure. Even the data on your phone is safer than public Wi-Fi. Stick to well-known networks, even if they’re free, such as those available at Starbucks or Barnes & Noble stores, while purchasing via a public hotspot. Even when you feel confident connecting to any public network, you should use a VPN. 

Safeguard Your Computer 

Fraudsters do not always wait for you to provide information; occasionally, they offer something extra to speed things forward. You must defend yourself from viruses by updating your antivirus software frequently. If you want to protect yourself, investing in a comprehensive security package that does more than just block viruses (The latter two attempts to steal your personal information by imitating a legitimate-looking message or website) is best. Remember that installation alone is insufficient. Ensure that your anti-malware tools are continuously updated.  

Returns And Counterfeiting 

There are a few things you should learn before making an online purchase: 

  • How long will shipping take, and where will it be dispatched from?  
  • Provided the item is in stock, the UK or European vendor should quickly deliver within one week. 

What is the policy on returns? If they do not appear to have one, exercise caution. Even if the vendor wasn’t trying to swindle you, knowing what to do if something is lost in transit or damaged is still helpful. 

Additionally, there is a substantial online industry for selling counterfeit items. These can be difficult to detect, even when the product is in your hands. But being aware of this and studying how much the actual article will cost may help you determine if a deal is too good to be true. 

Conclusion 

Millions of dollars are spent each year shopping online. Even though most transactions will go smoothly, you can’t always be sure that your purchases are safe. Therefore, these hints can be helpful. So don’t feel bad if someone takes you for a ride when you shop online. You can instead take action by filing a complaint with the FTC, the attorney genral in your state, or the FBI. But keep in mind that these only apply to US-based internet purchases.