How to Activate a Destiny Mastercard

If you want to activate your Destiny Mastercard, you’ll need to know the requirements for applying. The requirements are simple: a valid SSN and no prior charge offs. If you qualify for the card, you’ll have a lot of options for where to use it.

Fee structure

The Fee structure for Destiny Mastercard is one of the best deals for unsecured credit cards. This card doesn’t charge monthly fees, and has no annual fee. It is ideal for those who have credit issues and don’t have a checking account. Besides, this card also allows you to pay your bills through MoneyGram.

Applying for a Destiny Mastercard is an online process. The website also offers a pre-approval process. This step involves a soft pull of your credit report. However, it does not affect your credit score and is not a guarantee that you will be approved. Once your pre-approval process is complete, you will receive an application code in the mail.

The fee structure for Destiny Mastercard is based on the amount you spend each month, not the amount of the card. The card also offers a 25-day grace period, which begins on the first day of a new billing cycle. This means that you have time to pay off your balances, but you will not accrue interest during this time.

Eligibility requirements

When you apply for a Destiny Mastercard, you’ll be asked to provide some personal information about yourself. This will include your income and debts. You’ll also need to provide proof of your identity. The pre-qualification process of will let you know if you meet the minimum requirements. This will also let you know the APR and credit limit that you’ll be approved for.

The first step in the application process for a Destiny Mastercard is to get pre-qualified. This process involves a soft pull on your credit report, but it will not affect your credit score. Once you’ve been pre-approved, you’ll be sent an application code to enter when you apply for the actual card.

Annual fee

If you are looking to establish credit, the Destiny Mastercard could be the perfect choice for you. Compared to other credit cards in the same category, the annual fee is low, and you will be able to set your limit to $300 for life. However, if you plan to keep using the card for several years, you might want to consider an alternative secured card that offers rewards and lower annual fees.

One disadvantage of this card is that it does not offer 0% introductory APR on balance transfers. This means that if you have bad credit or a bankruptcy, you might not qualify for the full offer. Luckily, you can still pre-qualify for this card by entering basic information and a soft credit check. However, the annual fee is relatively high, compared to other credit cards for people with bad credit.


If you’re looking for a credit card without a high credit score, the Destiny Mastercard might be a good option for you. The card doesn’t require a security deposit, has minimal annual fees, and allows you to apply with less than perfect credit. It also offers manageable credit limits for your first year.

The card doesn’t have an ongoing account review feature, but some issuers may offer you a limit increase after six consecutive on-time payments. While these increases are not guaranteed, they are a great way to improve your credit score and lower your credit utilization ratio. Another way to get more value out of your card is to use rewards programs. While rewards programs aren’t as common as they used to be, they’re becoming increasingly common for credit cards.

The limits of Destiny Mastercard aren’t as high as some competitors’, but they’re still competitive. While the card doesn’t have an annual fee, it does charge a 1% foreign transaction fee. You’ll also have to pay a $40 over-limit fee and a $40 late fee. The card also doesn’t have a mobile app, so you can’t manage your account from your phone. You can also visit the online account website only through a desktop.

Cash advance options

If you are looking for a new credit card, you may want to look into the Destiny Mastercard. This credit card is a good choice for people with a low credit score or no credit history. It offers unsecured cards without a security deposit and no annual fees. It also offers a 25-day grace period and no foreign transaction fees in the first year. However, after that, there are fees associated with cash advances and foreign transactions.

The Destiny Mastercard can be used anywhere MasterCard is accepted. You can also use it to make purchases online. This card comes from First Electronic Bank, which is accredited by the major credit bureaus. It’s also a great way to establish a payment history.